NIFRA Shareholding Structure: Government Holds 10%, Nepal Life Insurance Owns 8.95%

Nepal Infrastructure Bank Limited (NIFRA) has 20 shareholders holding at least 0.50% of its total shares, according to the bank's shareholding details for fiscal year 2082/83. The list includes both institutional and individual investors, with the Government of Nepal, through the Ministry of Finance, remaining the largest shareholder.

The latest reported shareholding structure highlights the ownership positions of major banks, insurance companies, investment groups, and individual investors in Nepal's first infrastructure development bank.

NIFRA's Major Shareholders in FY 2082/83

The Government of Nepal, represented by the Ministry of Finance, holds a 10% stake in NIFRA. Nepal Life Insurance Company Limited is the second-largest shareholder, with an ownership stake of 8.95%.

Global IME Bank holds 5.48% of the bank's shares, while Nepal Investment Mega Bank owns 5%.

The major shareholders reflect the participation of government institutions, commercial banks, insurance companies, and private investors in Nepal's infrastructure financing sector.

NIFRA Shareholding Details: Major Investors

Source: Shareholding information for FY 2082/83 as provided in the source report. Figures are reproduced as reported.

NIC Asia Bank Reduces Its Stake in NIFRA

NIC Asia Bank has reduced its shareholding in Nepal Infrastructure Bank from 4.98% to 4.54%, according to the reported figures.

Following this reduction, Prabhu Bank has become a larger shareholder than NIC Asia Bank. Prabhu Bank currently holds a 4.92% stake in NIFRA, compared with NIC Asia Bank's 4.54%.

The change highlights a shift in the relative ownership positions of the two commercial banks.

Nitesh Agrawal Is the Largest Individual Shareholder

Among individual investors, Nitesh Agrawal holds the largest reported stake in NIFRA.

Agrawal owns 1.21% of the bank's total shares, placing him among the institution's major shareholders. Other individual and corporate investors also feature in the list of shareholders holding at least 0.50% of NIFRA.

Jeevanath Lamichhane holds a 0.63% stake, while Shashi Kant Agrawal owns 0.50%.

SuryaJyoti Life Enters the List of Major NIFRA Shareholders

The composition of NIFRA's major shareholders has changed over the past year.

Himalayan Life Insurance Company, which previously held a 0.63% stake in the bank, is no longer included in the reported list of major shareholders.

SuryaJyoti Life Insurance Company has entered the list with a 0.78% ownership stake. Based on the reported figures, SuryaJyoti Life ranks as NIFRA's 12th-largest shareholder.

This change reflects a shift in the reported shareholding positions of the two insurance companies. However, the available figures alone do not establish the reasons behind the change.

Vishal Group and Other Institutional Investors

Vishal Group holds a 0.75% stake in Nepal Infrastructure Bank, while Jeevanath Lamichhane owns 0.63%.

Five additional institutional and corporate shareholders hold exactly 0.50% each:

• IME Limited
• City Express Investment
• United Distributors
• Siddhartha Bank
• Prudential Capital Management

Shashi Kant Agrawal also holds a 0.50% stake.

Together, these investors form part of the 20 shareholders identified as holding at least 0.50% of NIFRA's shares.

What Does NIFRA's Shareholding Structure Mean for Investors?

NIFRA's ownership structure shows participation from the government, commercial banks, insurance companies, investment firms, and individual shareholders.

For investors studying NIFRA shares on the Nepal Stock Exchange (NEPSE), shareholding information can provide useful context about the company's ownership composition.

However, a shareholder's stake alone does not determine whether a stock is undervalued, profitable, or suitable for investment.

Investors should also consider:

• Financial performance: Revenue, net profit, earnings per share (EPS), and return on equity.
• Asset quality: Loan quality, non-performing loans, and provisions.
• Valuation: Price-to-earnings (P/E) ratio, book value, and price-to-book (P/B) ratio.
• Dividend history: Cash dividends, bonus shares, and the sustainability of distributions.
• Market trends: NEPSE price movements, trading volume, support, and resistance levels.
• Ownership changes: Disclosed changes in major shareholdings and their potential implications.

A comprehensive analysis combining fundamental and technical factors can help investors understand NIFRA's position in the Nepalese stock market.

For more insights, visit Sarbaguna.com for NEPSE analysis, stock market education, and investment-related updates.

Frequently Asked Questions (FAQ)

1. How many major shareholders does NIFRA have?

According to the reported FY 2082/83 shareholding details, NIFRA has 20 shareholders holding at least 0.50% of its total shares.

2. Who is the largest shareholder of Nepal Infrastructure Bank?

The Government of Nepal, through the Ministry of Finance, is the largest shareholder, with a 10% stake.

3. What percentage of NIFRA does Nepal Life Insurance own?

Nepal Life Insurance Company holds an 8.95% stake in NIFRA, making it the second-largest shareholder in the reported list.

4. What is the shareholding of Global IME Bank in NIFRA?

Global IME Bank holds 5.48% of Nepal Infrastructure Bank's shares.

5. How much of NIFRA does NIC Asia Bank own?

NIC Asia Bank holds 4.54% of NIFRA, down from its previously reported 4.98% stake.

6. Is Prabhu Bank a larger shareholder than NIC Asia Bank in NIFRA?

Yes. Based on the reported figures, Prabhu Bank holds 4.92%, compared with NIC Asia Bank's 4.54%.

7. Who is the largest individual shareholder of NIFRA?

Nitesh Agrawal is the largest individual shareholder in the reported list, with a 1.21% stake.

8. Which life insurance company newly entered NIFRA's major shareholder list?

SuryaJyoti Life Insurance Company entered the reported list with a 0.78% stake, replacing Himalayan Life Insurance, which previously held 0.63%.

9. Does a large shareholding mean NIFRA is a good investment?

Not necessarily. Shareholding data is only one factor in investment analysis. Investors should also examine financial performance, valuation, asset quality, dividends, and market conditions.

10. Where can I learn about NIFRA and NEPSE share analysis?

Investors can explore Sarbaguna's stock market learning resources for education in fundamental analysis, technical analysis, and Nepal's share market.

Conclusion

Nepal Infrastructure Bank's FY 2082/83 shareholding details identify 20 investors with ownership stakes of at least 0.50%. The Government of Nepal leads with a 10% stake, followed by Nepal Life Insurance at 8.95% and Global IME Bank at 5.48%.

The reported reduction in NIC Asia Bank's ownership, the relative position of Prabhu Bank, and the entry of SuryaJyoti Life Insurance into the major shareholder list are notable changes in NIFRA's ownership structure.

For NEPSE investors, these figures provide a snapshot of the bank's major shareholders. They should be considered alongside the bank's financial statements, valuation, and broader market conditions before making investment decisions.

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Disclaimer: This article is for educational and informational purposes only. Shareholding figures are based on the supplied report and should be checked against NIFRA's official disclosures before making investment decisions. This article does not constitute investment advice.